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Retirement Income Planning

Retirement income planning is about more than money and investing. It's about considering all aspects of your life in retirement, such as where you want to live, how you want to spend your time, the places you would like to visit, and the people with whom you would like to spend more time, and then properly linking your retirement savings and investment strategies to your desired lifestyle goals.

We know... that all sounds good in theory, but where do you begin? A great place to start is to review where you are at today and what potential roadblocks you may need to overcome to get you to where you want to be.

Our fee-based, in-person, or virtual retirement planning services provide you with unbiased guidance and actionable advice in all areas of retirement planning, including:

  • At what age can you realistically retire
  • Social Security claiming strategies
  • Planning for post-retirement healthcare costs
  • Creating the income you need to live the lifestyle you want
  • Survivor income options
  • How to appropriately invest your retirement plan assets

Retirement planning is not an event, but a process used to guide you toward the attainment of your retirement income and lifestyle goals. It all begins with the creation of a workable plan that is customized to your specific needs and circumstances. To help in the drafting of your plan, and to provide you an easy and ongoing way to track your progress towards its achievement, we provide you with access to a mobile, secure Personal Website where you can collaborate remotely, in real-time, with your AWM advisor.

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Learn how the decisions you make today, including your savings, investing, and asset allocation choices can have a significant impact on your future retirement lifestyle. Get the answers you need to make smarter retirement planning choices along with actionable advice on how to improve your retirement readiness.

Here is what you will learn:

    • Am I saving enough to meet my retirement income goals?
    • What pension option, if available, should I select?
    • What impact will different retirement ages, spending levels or investment returns have on my retirement plans?
    • How would a major stock market decline impact my retirement plans?
    • Am I paying too much in investment management fees?
    • How do I handle that annuity I purchased from my broker?
    • How are my retirement funds performing?
    • What should I do with my company stock or stock options?*
    • *(Additional planning fees may apply)
    • What are the 5 Key factors I need to consider before applying?
    • How do I estimate my benefits under various claiming scenarios?
    • What are the pros & cons of delaying filing for benefits?
    • How do I best coordinate my benefits with my spouse?
    • How are spousal & survivor benefits calculated?
    • How do Required Minimum Distributions (RMDs) work?
    • How much can I safely withdraw from my retirement plans each year?
    • How do I prioritize which assets to utilize in my distribution plans?
    • How should I plan for potential unforeseen health-care costs?
    • Will my spouse have enough income if I predecease him/her?
    • How can I protect my retirement funds and other assets if I (or my spouse) need some form of long-term health care.

    Schedule a Complimentary Initial Consultation Today!

       


Learn how your spending patterns, investment decisions, plans for managing unforeseen healthcare costs, and the manner in which you're drawing income from your retirement assets can have a significant impact on your retirement lifestyle and how long your retirement funds may last.

Get the answers you need to make smarter post-retirement planning choices along with actionable advice on how to maintain, or even improve your retirement lifestyle.

Here is what you will learn:

    • How do Required Minimum Distributions (RMDs) work?
    • How much can I safely withdraw from my retirement plans each year?
    • How do I prioritize which assets to utilize in my distribution plans?
    • What impact will different withdrawal amounts and investment returns have on my ability to generate a lifetime income?
    • Am I taking more risk than necessary with my retirement funds?
    • How should I invest my retirement assets to best achieve my income and lifestyle goals?
    • Am I paying too much in investment management fees?
    • How do I handle that annuity I purchased from my broker?
    • How are my retirement funds performing?
    • How should I plan for potential unforeseen healthcare costs?
    • Will my spouse have enough income if I predecease him/her?
    • How can I protect my retirement funds and other assets if I (or my spouse) need some form of long-term health care?
  • Schedule a Complimentary Initial Consultation Today!