When you think of your retirement years, you probably imagine a relaxing and peaceful time in life. Enjoying time with your grandchildren and traveling more may be at the top of your list of things to do; however, there are several...Read More
We all have a vision of how we would like to spend our years in retirement. Some perhaps more defined than others. Nevertheless, we all certainly dream about finally having the freedom to pursue or dedicate more time, to our other passions in life. Myself included. But as we all know, without proper planning and the right advice, many of us often settle for a retirement lifestyle, and life, that barely resembles the one we envisioned.
Having spent the last three decades helping people make smarter retirement planning and investing decisions, I decided to write this blog, along with other members of the AWM team, to share with you what we have learned and continue to learn along the way.
I hope the ideas, insights and our "professional opinions" on the retirement planning and investing topics we discuss, can help you gain the confidence and clarity needed to create a meaningful, purposeful retirement while enjoying the freedom to live life your way.
- Eric C. Jansen, CHFC
If you’ve ever come into an unexpected windfall—maybe a bigger than expected tax refund or a much-anticipated inheritance—you probably know that feeling of giddiness. It’s an exciting feeling, thinking of all...Read More
When money’s tight and times are tough, it can be difficult for retirement savers to ignore the money they’ve stashed in a 401(k), IRA or other retirement savings account. Still, while it may make sense in some situations...Read More
Losing a job when you’re in your 50s or 60s can have serious ramifications for your long-term retirement success - on many fronts. Here's how, and what steps you can take to help reduce the impact a late career layoff can have on...Read More
Interest rates are finally beginning to rise after decades of historically low rates, a development that if left unchecked can torpedo the investment portfolios and finances of the unprepared. But if you know what steps to take, you...Read More
A recent question I received from a Social Security Planning workshop participant reminded me how many retirees are potentially losing thousands of dollars a year in lost benefits as a result of not seeking out a qualified Social...Read More
Unfortunately, the answer is yes, and you might be surprised by one of the reasons why - unpaid student debt. A recent report, “Snapshot of Older Consumers and Student Loan Debt” by the Consumer Financial Protection Bureau,...Read More
Over 65 million people provide care for an elderly family member on a routine basis. But if you happen to be a woman, the chances of that responsibility falling to you are almost twice as likely. One study estimates 66 percent of...Read More
Going through a divorce is a major life change, but it can also be a fresh start that allows you to look forward to new opportunities and to set and plan your own priorities. One of those opportunities is re-defining your future estate...Read More
Planning for retirement, well the saving part anyways, seems to be one of those things far too many of us put off doing, or make a half-hearted attempt at setting a meaningful amount of money aside to be able to retire someday. Well...Read More
The number of currently married women who will live alone at some point during their retirement years, due to widowhood or a late divorce continues to grow at a steady pace. With 27.5 million married baby boomer women now heading into...Read More
If you plan to retire soon or are at least considering it, now is a good time to check your retirement readiness by reviewing these ten essential pre-retirement questions and “to-dos.” Getting clarity on each of these will...Read More
You may already be aware of this, but just in case you aren’t, right or wrong not everyone pays the same amount for their Medicare Part B premiums. As a result, while most individuals enrolled in Medicare will see a small...Read More
There’s an all-too-common belief about retirement planning, and it goes like this: “As long as I save as much as I can in my retirement accounts, stick to a reasonable withdrawal rate, and control my spending in retirement,...Read More
When it comes to planning for retirement, there is no one-size-fits-all option. While the retirement goal of being able to live comfortably during your golden years may be the same for men and women, the path to reach that goal can be...Read More
On Monday, January 9, 2017, the Social Security Administration announced that due to budget constraints it would stop mailing paper Social Security Statements to most American workers for the second time in the last six years....Read More
As the new U.S. president gets ready to enter office, what changes, if any, should you be making to your portfolio? The answer to that question is varied and dependent in large part on your investment objectives and what stage of...Read More
Thinking about the best way to plan for your retirement years? Hint, it's much more than about moneyWednesday, December 21, 2016
In my nearly 30 years helping people with their retirement planning, I haven't met many, maybe none at all actually, that don’t know how important it is to plan ahead and save all they can for their future retirement years. Most...Read More