Broker Check
 

Blog

We all have a vision of how we would like to spend our years in retirement. Some perhaps more defined than others. Nevertheless, we all certainly dream about finally having the freedom to pursue or dedicate more time, to our other passions in life.  Myself included. But as we all know, without proper planning and the right advice, many of us often settle for a retirement lifestyle, and life, that barely resembles the one we envisioned.  

Having spent the last three decades helping people make smarter retirement planning and investing decisions, I decided to write this blog, along with other members of the AWM team, to share with you what we have learned and continue to learn along the way. 

I hope the ideas, insights and our "professional opinions" on the retirement planning and investing topics we discuss, can help you gain the confidence and clarity needed to create a meaningful, purposeful retirement while enjoying the freedom to live life your way.

- Eric C. Jansen, CHFC

 

Thursday, July 20, 2017

After losing a spouse, especially when it is unexpected, it can be overwhelming to have to deal with so many financial and lifestyle decisions. Many women find themselves in a situation that they may not be familiar with—as many...

 

Tuesday, July 18, 2017

When Social Security was established in 1935 by President Roosevelt, the benefits represented economic security to many in their retirement. The first monthly check was issued to Ida Mae Fuller of Ludlow, Vt. back in 1940. Her first...

 

Thursday, July 13, 2017

There are many different reasons why people start a business - for some, it's passion for what they do; for others, it’s the feeling of control over their own destiny. Whatever drives people to start a business, one day they will...

 

Wednesday, July 12, 2017

Most people think that planning for retirement ends on their last day at work. But in reality, all of the planning you did up until that point—figuring out when you want to retire, how much you need to save each year, when to...

 

Tuesday, July 11, 2017

Going through a divorce can be emotionally and financially stressful. While it is important to mentally prepare for some of the raw emotions that will certainly come along with divorce, it is also important to prepare financially for...

 

Show All

Friday, June 16, 2017

Typically, when we think of the important factors of marriage, we relate it to a young couple finding compatibility, having children, and reaching life goals together. Finding love later in life, however, has completely different criteria.

 

Thursday, June 15, 2017

Planning for retirement starts in your twenties, but what if you are in your sixties and nearing retirement and haven’t planned properly? Is there anything that you can do to make your retirement more comfortable? The answer is...

 

Tuesday, May 16, 2017

When you think of your retirement years, you probably imagine a relaxing and peaceful time in life. Enjoying time with your grandchildren and traveling more may be at the top of your list of things to do; however, there are several...

 

Thursday, May 11, 2017

If you’ve ever come into an unexpected windfall—maybe a bigger than expected tax refund or a much-anticipated inheritance—you probably know that feeling of giddiness. It’s an exciting feeling, thinking of all...

 

Sunday, May 7, 2017

When money’s tight and times are tough, it can be difficult for retirement savers to ignore the money they’ve stashed in a 401(k), IRA or other retirement savings account. Still, while it may make sense in some situations...

 

Thursday, May 4, 2017

Losing a job when you’re in your 50s or 60s can have serious ramifications for your long-term retirement success - on many fronts. Here's how, and what steps you can take to help reduce the impact a late career layoff can have on...

 

Monday, May 1, 2017

Interest rates are finally beginning to rise after decades of historically low rates, a development that if left unchecked can torpedo the investment portfolios and finances of the unprepared. But if you know what steps to take, you...

 

Wednesday, April 12, 2017

A recent question I received from a Social Security Planning workshop participant reminded me how many retirees are potentially losing thousands of dollars a year in lost benefits as a result of not seeking out a qualified Social...

 

Sunday, April 2, 2017

Unfortunately, the answer is yes, and you might be surprised by one of the reasons why - unpaid student debt. A recent report, “Snapshot of Older Consumers and Student Loan Debt” by the Consumer Financial Protection Bureau,...

 

Sunday, April 2, 2017

Over 65 million people provide care for an elderly family member on a routine basis. But if you happen to be a woman, the chances of that responsibility falling to you are almost twice as likely. One study estimates 66 percent of...

 

Monday, March 20, 2017

Going through a divorce is a major life change, but it can also be a fresh start that allows you to look forward to new opportunities and to set and plan your own priorities. One of those opportunities is re-defining your future estate...

 

Friday, March 10, 2017

Planning for retirement, well the saving part anyways, seems to be one of those things far too many of us put off doing, or make a half-hearted attempt at setting a meaningful amount of money aside to be able to retire someday. Well...

 

Monday, March 6, 2017

The number of currently married women who will live alone at some point during their retirement years, due to widowhood or a late divorce continues to grow at a steady pace. With 27.5 million married baby boomer women now heading into...

 

Wednesday, February 8, 2017

If you plan to retire soon or are at least considering it, now is a good time to check your retirement readiness by reviewing these ten essential pre-retirement questions and “to-dos.” Getting clarity on each of these will...

 

Tuesday, January 31, 2017

You may already be aware of this, but just in case you aren’t, right or wrong not everyone pays the same amount for their Medicare Part B premiums. As a result, while most individuals enrolled in Medicare will see a small...

 

Tuesday, January 24, 2017

There’s an all-too-common belief about retirement planning, and it goes like this: “As long as I save as much as I can in my retirement accounts, stick to a reasonable withdrawal rate, and control my spending in retirement,...

 

Thursday, January 19, 2017

When it comes to planning for retirement, there is no one-size-fits-all option. While the retirement goal of being able to live comfortably during your golden years may be the same for men and women, the path to reach that goal can be...

 

Tuesday, January 17, 2017

On Monday, January 9, 2017, the Social Security Administration announced that due to budget constraints it would stop mailing paper Social Security Statements to most American workers for the second time in the last six years....

 

Saturday, January 7, 2017

As the new U.S. president gets ready to enter office, what changes, if any, should you be making to your portfolio? The answer to that question is varied and dependent in large part on your investment objectives and what stage of...

 

Wednesday, December 21, 2016

In my nearly 30 years helping people with their retirement planning, I haven't met many, maybe none at all actually, that don’t know how important it is to plan ahead and save all they can for their future retirement years. Most...